Privacy Policy

Introduction

Welcome to CAM (Cash Advance System). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Use our services
• Contact us for support
• Participate in surveys or promotions

This information may include:

• Identity Information: Name, email address, phone number, date of birth
• Financial Information: Bank account details, transaction history, payment methods
• Verification Information: Government-issued ID, proof of address, business documents
• Communication Data: Messages, emails, and other communications with us

Automatically Collected Information

We automatically collect certain information when you use our platform:

• Device Information: IP address, browser type, operating system, device identifiers
• Usage Data: Pages visited, time spent, features used, click patterns
• Location Data: General geographic location based on IP address
• Cookies and Tracking: Information stored in cookies and similar technologies

How We Use Your Information

We use the information we collect for the following purposes:

Service Provision

• Process transactions and provide financial services
• Verify your identity and comply with regulatory requirements
• Maintain and improve our platform
• Provide customer support

Security and Compliance

• Detect and prevent fraud, money laundering, and other illegal activities
• Comply with legal and regulatory obligations
• Enforce our terms of service
• Protect the rights and safety of our users

Communication and Marketing

• Send important service updates and notifications
• Respond to your inquiries and provide support
• Send marketing communications (with your consent)
• Conduct surveys and research

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our platform, including:

• Payment processors and financial institutions
• Identity verification services
• Cloud hosting and data storage providers
• Customer support and communication services

Legal Requirements

We may disclose your information if required by law or in response to:

• Legal processes, such as court orders or subpoenas
• Government investigations or regulatory requests
• Protection of our rights, property, or safety
• Prevention of fraud or illegal activities

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction, subject to the same privacy protections.

Data Security

We implement comprehensive security measures to protect your information:

Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our platform:

Types of Cookies We Use

• Essential Cookies: Required for basic platform functionality
• Performance Cookies: Help us understand how you use our platform
• Functional Cookies: Remember your preferences and settings
• Marketing Cookies: Used for targeted advertising (with your consent)

You can control cookie settings through your browser preferences, but disabling certain cookies may affect platform functionality.

Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you
• Comply with legal and regulatory requirements
• Resolve disputes and enforce our agreements
• Prevent fraud and ensure security

Generally, we retain account information for 7 years after account closure, and transaction records for 10 years as required by financial regulations.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. When we transfer your information internationally, we ensure appropriate safeguards are in place, including:

• Standard contractual clauses approved by relevant authorities
• Adequacy decisions by data protection authorities
• Certification schemes and codes of conduct
• Other legally recognized transfer mechanisms

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:

• Posting the updated policy on our website
• Sending you an email notification
• Displaying a prominent notice on our platform

Your continued use of our services after any changes constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: