Terms of Service

Agreement to Terms

Welcome to CAM (Cash Advance System). These Terms of Service ("Terms") govern your use of our platform, services, and applications (collectively, the "Service") operated by CAM ("us", "we", or "our").

These Terms constitute a legally binding agreement between you and CAM. Please read them carefully before using our platform.

Acceptance of Terms

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Service.

Eligibility

To use our Service, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding agreements
• Provide accurate and complete information during registration
• Comply with all applicable laws and regulations

Description of Service

CAM is a comprehensive cash advance management platform that provides:

Core Features

• Cash Advance Requests: Submit, track, and manage cash advance requests
• Approval Workflows: Automated and manual approval processes
• Liquidation Management: Track and submit expense liquidations
• Financial Reporting: Comprehensive analytics and reporting tools
• User Management: Role-based access control and user administration
• Integration Capabilities: API access and third-party integrations

Service Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of the Service at any time with or without notice.

User Accounts and Registration

Account Creation

To access certain features of our Service, you must create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your password and account
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• All activities that occur under your account
• Implementing appropriate security measures
• Promptly notifying us of any security breaches

Acceptable Use Policy

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

Prohibited Activities

• Use the Service for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Transmit or procure the sending of any advertising or promotional material
• Impersonate or attempt to impersonate CAM, employees, or other users
• Engage in any form of automated data collection or scraping
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Use the Service to transmit malicious code or viruses
• Reverse engineer, decompile, or disassemble the Service

Content Standards

Any content you submit must:

• Be accurate and not misleading
• Comply with all applicable laws
• Not infringe on any third-party rights
• Not contain harmful or malicious content
• Be appropriate for a professional business environment

Financial Terms and Conditions

Cash Advance Processing

Our Service facilitates cash advance requests and processing. Please note:

• All cash advances are subject to approval based on company policies
• Approval decisions are made by authorized personnel or automated systems
• We are not responsible for approval or denial decisions
• Processing times may vary based on various factors

Fees and Charges

Service fees, if applicable, will be clearly disclosed before processing. You agree to pay all applicable fees associated with your use of the Service.

Refunds and Cancellations

Refund policies are subject to your organization's internal policies and applicable laws. We will process refunds in accordance with our refund policy and legal requirements.

Intellectual Property Rights

Our Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of CAM and its licensors. The Service is protected by copyright, trademark, and other laws.

Your Content

You retain ownership of content you submit to the Service. By submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and distribute your content as necessary to provide the Service.

License to Use Service

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your internal business purposes.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Data Security

We implement appropriate technical and organizational measures to protect your data. However, no method of transmission over the internet is 100% secure.

Data Retention

We retain your data for as long as necessary to provide the Service and comply with legal obligations. You may request deletion of your data subject to applicable laws.

Service Availability and Modifications

Uptime and Availability

We strive to maintain high service availability but cannot guarantee uninterrupted access. We may experience downtime for maintenance, updates, or technical issues.

Service Modifications

We reserve the right to modify, suspend, or discontinue the Service at any time. We will provide reasonable notice of significant changes when possible.

Updates and Maintenance

We may release updates, patches, or new versions of the Service. Continued use of the Service may require acceptance of updated terms.

Limitation of Liability

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Limitation of Damages

IN NO EVENT SHALL CAM BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

Maximum Liability

Our total liability to you for any claims arising from or relating to these Terms or the Service shall not exceed the amount you paid us for the Service in the twelve (12) months preceding the claim.

Indemnification

You agree to defend, indemnify, and hold harmless CAM and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to the Service

Termination

Termination by You

You may terminate your account at any time by contacting us or using the account deletion features in the Service.

Termination by Us

We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Effect of Termination

Upon termination, your right to use the Service will cease immediately. We may delete your account and data, subject to our data retention policies and legal requirements.

Governing Law and Dispute Resolution

Governing Law

These Terms shall be interpreted and governed by the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization].

Class Action Waiver

You agree that any arbitration or court proceeding shall be limited to the dispute between you and us individually. You waive any right to participate in class action lawsuits or class-wide arbitration.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by:

• Posting the updated Terms on our website
• Sending you an email notification
• Displaying a prominent notice in the Service

Your continued use of the Service after any changes constitutes acceptance of the updated Terms. If you do not agree to the changes, you must stop using the Service.

Miscellaneous Provisions

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and CAM regarding the Service.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

Contact Information

If you have any questions about these Terms of Service, please contact us: